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Commercial Services
 
Commercial Accounts:
Commercial Checking |  Commercial Savings |  Commercial Money Market |  Certificates of Deposits

Commercial Business Account


  • Account is analyzed monthly and service charge is based on level of activity as compared to compensating balances.
  • $100.00 minimum to open
  • Monthly maintenance charges of $20 per month plus activity fees:
  • $0.15 per debit
  • $0.50 per credit
  • $1 per month per debit card
  • Monthly statements with check images
Small Business Account


  • $100.00 minimum to open
  • Monthly maintenance charges of $20 per month regardless of balance and activity
  • $1 per month per debit card
  • Monthly statements with check images

Commercial Savings Account


  • $100.00 minimum to open account
  • Interest accrued daily, compounded quarterly
  • No monthly service charge as long as account maintains minimum daily balance of $100.00, otherwise a service charge of $2.00 per statement cycle is imposed if balance falls below $100.00
  • Limit of six (6) withdrawals or transfers to another account or to third party by preauthorized, automatic, or telephone transfer, per calendar quarter.
  • $2.00 per withdrawal over the limit
  • Quarterly statements with original items
  • Interest rate subject to change


Commercial Money Market Account


  • $2500.00 minimum to open account
  • Interest compounded on daily balance & credited to account monthly
  • No monthly service charge as long as account maintains minimum daily balance of $2500.00, otherwise a service charge of $15.00 per month is imposed if balance falls below $2500.00
  • Telephone transfers and checks can total no more than six (6) per month. Excessive transfers are $10.00 each
  • Minimum withdrawal is $500.00
  • Monthly statement with check images
  • Interest rates subject to change. Interest rate reduced to Now account interest rate if balance is $1500.00 or below


Certificate of Deposit


  • For our Commercial customers who want a fixed interest rate and predetermined maturity, we offer certificates of deposit at varying rates and terms from one month to five years. Rates and terms may be obtained from New Accounts personnel at (361) 368-2651.*
 
*Substantial Penalty for early withdrawal.
 

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