First State Bank of Odem realizes that our customers entrust us with personal information and it is our policy to maintain this information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our current, and former, customers’ personal information.
Definitions:
WE, our, and us means First State Bank of Odem.
Nonpublic personal information means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company than owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms such as your name, address, social security number, account numbers, assets you own or your income.
- Information about your transactions with us.
- Information about your transactions with nonaffiliated third parties.
- Information we receive from a consumer reporting agency.
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
CONFIDENTIALITY AND SECURITY OF NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose any nonpublic personal information about former customers to anyone, except as permitted by law.
PARTIES WHO MAY RECEIVE INFORMATION FROM US
We may disclose nonpublic information about you to the following types of third parties:
- Financial Service Providers such as data processors, ATM/Check card service processors, or credit life insurance underwriters.
- Non-Financial Service Providers such as credit reporting agencies.
- Others, such as non-affiliated third parties as permitted by law, or anyone you have authorized us to release information to.
We do not permit these companies to sell any information we provide to other third parties and they must maintain safeguards to protect and limit the use of information we provide them.
First State Bank of Odem
P O Box 726
Odem , TX 78370
361-368-2651 or 361-241-8808
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