First State Bank of Odem was established in 1945, by a group of local business men. For the last 65 years we have been serving San Patricio and Northwest Nueces County with “Home Town Banking”. First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service. We feel that our customers deserve and have come to expect this service. We treat people the way we want to be treated. No pretense here!

In July of 2000, we opened our 2nd office in Northwest Corpus Christi. In November of 2005 opened our 3rd office in Robstown, and November 2007 our 4th office in Sinton. These offices opened not only to expand our customer base, but to bring back a touch of “Home Town” banking to communities whose local banks were now gone. At the First State Bank of Odem, decisions are made locally and quickly. In addition to all types of accounts, we specialze in commercial and ag lending, as well as residential real estate and consumer loans.

The Bank has grown from its modest start back in 1945, but we continue to be a Home Town Community Bank. When you call or come by you will be talking to people, not machines. We continue to grow and add new and innovative products and services.

First State Bank of Odem – Small enough to know you……Large enough to serve you.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on whice the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAS"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.