First State Bank of OdemHomeContact UsPrivacy Policy
Online Banking

Personal
Commercial Services
Loan
About Us
Locations & Hours
Calculators
Internet Safety
Financial Benefits
 
NO MINIMUM BALANCE REQUIRED

Regardless of the minimum balance each month, your regular checking account will not receive any additional service charge. You pay the same amount every month.

UNLIMITED CHECK WRITING

As a member of The First Rate Account, you may write as many checks as you want at no additional charge.

DISTINCTIVE PERSONALIZED CHECKS

Will be provided to you and designate you as a First Rate Account member. Limit 2 boxes per year.

SAFE DEPOSIT BOX DISCOUNT

Will be available to you which is good for a $10.00 discount to apply to the rental price of any size safe deposit box depending upon availability.

CASHIER'S CHECKS

When you need a cashier's check, just ask us. We'll issue it for a discounted fee if you're a member of The First Rate Account. Some restrictions apply.

24 HOUR ACCESS

Convenience with your ATM card . . . 24 hours a day, 7 days a week, 365 days a year. As a member of The First Rate Account, there are no fees for withdrawals at a First State Bank of Odem ATM machine.

AUTOMATIC FUNDS TRANSFER

You save money by authorizing us to transfer funds each month from your checking to savings or arrange for loan payments to be automatically deducted from your First Rate Account.

WIRE TRANSFERS

Transfer funds from your account to any place in the United States at a 50% discount by the First State Bank of Odem. Some restrictions apply.

NOTARY SERVICE

Whenever you need the services of a notary, come to us.

THE FIRST RATE ACCOUNT 62 For Those Age 62 & Up

If you are 62 or over, you will receive all The First Rate Account services for one-half the monthly fee.

LIFESTYLE BENEFITS

$10,000 ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE AND $20,000 COMMON CARRIER

Provided immediately at no additional charge. Coverage is reduced 50% at age 70. If joint account, total coverage is divided evenly. You may elect additional coverage. Insurance in this account is subject to policy eligibility, terms and exclusions. It is not insured by any other federal goverment agency. There in no First State Bank of Odem guarantee, and it is not a deposit.

PRESCRIPTION DRUG DISCOUNTS

Through a nationally recognized prescription drug program, you will receive the best price available on your prescription at your local participating pharmacist.

HOTEL & MOTEL DISCOUNTS

First Rate Account membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad. Restaurant discounts are available within many of these facilities.

SHORT NOTICE TRAVEL

The Short Notice Vacation Savings hotline puts you in touch with some of the best vacation bargains available to spur-of-the-moment travelers 24 hours a day.

CREDIT CARD REGISTRATION SERVICE

You may register all your credit cards with our convenient protection. service. Should your credit cards become lost or stolen, call our toll-free number and our operators will make all the necessary arrangements to have your registered cards canceled and reissued immediately.

TRAVEL SERVICE

Simply call our toll-free 800 number and receive complete, computerized, instant reservations to any destination 24-hours a day, 7 days a week. Pre-reserved seats, special in-flight meals, hotel accommodations, and rental car reservations are included.

TRAVEL REBATES

You will receive a 5% rebate on all air and car rental arrangements, and a 5% rebate on all hotel reservations booked through our travel service.
 

Back to Top     Back to Previous Page